Aiken Homes for Sale. Real Estate in Aiken, SC & Hayesville, NC – Pam Thompson
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Buying a Home
  1. Property Search
  2. Do I Need an Agent when buying a Home?
  3. Checklist for Buying a Home
  4. Exposure
Selling a Home
  1. Pricing My Property
  2. Checklist for Selling a Home
  3. Tips for Showing Property
 
 

Do I Need an Agent When Buying a Home?


Your Thompson Team Carolinas agent is your advocate. There are many invaluable services that a professional real estate agent can provide. Consider these critical points when asking yourself whether you will benefit from the assistance of a real estate professional:

  1. Do I have time to research the residential housing market?
  2. Do I have the knowledge to analyze and understand the information available to me?
  3. Can I integrate the information available on the real estate internet sites into useful date that can help me accomplish my goal of home ownership?
  4. Do I have the expertise to negotiate on my own behalf?
  5. Do I have the resources to find a qualified home inspector and real estate attorney?
  6. Do I have the time to research the home loan programs available in the market?
  7. Do I have time to interview mortgage loan officers?
  8. Do I have the time and expertise to target market, if necessary, for the type of property I want to purchase?
  9. Do I know the zoning regulations and building codes pertaining to residential real estate in my area of interest?

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Checklist for Buying a Home

The Search

  1. Find out as much as you can about the area's neighborhoods. Make a list of what is most important to you: schools, transportation, shopping, etc..
  2. Make a list of what you need/want in your new home.
  3. Yes, you can negotiate on price...but start with a realistic idea of your limits.
  4. Use a qualified, professional real estate agent. They will work with you through the entire Buying Process.
  5. Go back to properties you like more than once, at different times of the day, so you can see the neighborhood and the property in "a different light."

The Purchase

  1. Forward a copy of the Contract to Purchase to your attorney immediately following acceptance. If you do not have an attorney, we will be happy to recommend several from which you can choose.
  2. Act immediately on any contingencies which you must satisfy. Any testing or inspections required on your part should be scheduled as soon as possible.
  3. Be certain to apply for your mortgage in a timely manner. We will assist you with your selection of a mortgage to ensure you find the best available financing to meet you're needs.
  4. Do not wait until the last minute to obtain Homeowners Insurance. YOU MUST BRING A COPY OF THE ACTUAL POLICY TO THE CLOSING WITH A RECEIPT. Remember, your mortgagee must be named as the primary beneficiary.
  5. All funds necessary to close must be brought to closing in the form of CASHIERS OR CERTIFIED CHECKS. Personal checks are not acceptable.
  6. A walk-through will be scheduled for you in accordance with the terms contained in the Purchase Contract. Your real estate agent will accompany you to verify that all items included in your Contract to Purchase are present.
  7. Your attorney or closing agent will contact you with closing figures. Remember that the exact amount of money you will need often will not be determined until your closing is scheduled.
  8. Usually, the closing is held at a title company or an attorney's office. Set aside two hours for closing. Generally, possession is transferred at closing unless your contract calls for another arrangement.

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Exposure

The key to selling your home quickly and at fair market price is Exposure!

The person who purchases your home may come from any number of sources. We will present your home to each potential buyer through various multi-media resources.

90% of Buyers Come from the Brokerage Community

  1. Open Houses
  2. Advertising
  3. Direct Marketing
  4. Multiple Listing Service
  5. Referral by Relocation Service
  6. "For Sale" Sign
  7. Internet Inquiries through www.thompsonteamcarolinas.com

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Pricing My Property

Pricing impacts your profit... and proper pricing can significantly reduce the time your property is on the market. One of the most important services offered by an experienced real estate agent is guidance in pricing. We can be objective, and have access to current market data and the selling prices of comparable properties.

Take a moment to look at some of the things that go into pricing...and why it's so important to get it right...right from the start.

Determining Value: Our experienced associates have valuable information at hand. With their expertise in analyzing data, they are able to present market information in its most useful form and counsel you on pricing while factoring in market conditions, economic climate and the value of property improvements.

Location
Many factors can affect the desirability of a property. Neighborhoods that are close to shopping, schools, transportation and other conveniences typically will sell for more, as will waterfront and waterview properties.

Condition
The condition of your home can significantly increase the value and decrease the selling time. Make sure your property is in the best possible condition at each showing.

Comparable Market Data
Homes must be priced within an appropriate range based on the current market value. You are actually "selling" your property twice... once to the buyer and once to the appraiser.

Pricing & Timing

The more interest generated; the better chance of selling your home.

The strongest potential buyer activity on a listing occurs in the early stages of marketing. This is the group with "pent-up demand" that has already begun to explore the market and are awaiting new properties to become available. Additional activity will come from buyers who are new to the market.

Even when a home is priced right, other conditions such as time of year, the economy, the current mortgage interest rates and competition can all affect the time it takes to sell your property.

Proper Pricing

Proper Pricing = Reduced Market Time

  1. Less Inconvenience to You
    By reducing market time, proper pricing can reduce the time and energy needed to prepare your home for showings, including keeping it in "show condition", making child care and pet arrangements and altering your life to accommodate showings.
  2. Exposure to More and Better Prospects
    At market value, you open your home up to more people who can afford to pay the price.
  3. Increased Agent Response
    At a reasonable price more agents will get excited about the real prospect of selling your home and will make more efforts to show it to potential buyers.
  4. More Bottom Line Marketing Results 
    More ad and sign calls to real estate agents turn into showings when price is not an obstacle.
  5. Higher Offers
    When your home is priced right buyers are less likely to make low offers out of fear of losing a good value.
  6. Faster Sale
    When your home sells faster you save mortgage payments and other ownership costs.
  7. More Money to You
    If your home is priced right, the excitement of the market produces a higher sales price. You net more in terms of both actual price and reduced carrying costs.

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Checklist for Selling a Home

The following are items you will need prior to the sale of your home:

  1. Your latest real estate tax bill.
  2. The most recent survey of your property.
  3. Your Title Policy.
  4. Complete mortgage information including: Lender, Lenders' Address and Account number, Account Balance, Type of Mortgage, i.e . Fixed Rate, ARM, GPM, VA, FHA, Assumable, Contract Sale
  5. If your property is held in trust, supply all pertinent trust information.
  6. Your attorney's name, telephone number and address.
  7. Keys to front door, garage and any other keys required to show your home effectively.
  8. If property is a condominium, a copy of your condominium documents, financial statements and a copy of your monthly assessment bill.

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Tips for Showing Property

Make a Great Impression

Interior

  1. Start with a full housecleaning from top to bottom. Discard unused and unnecessary items in storage areas and closets. Eliminating clutter will give your home a more spacious look.
  2. Arrange furniture to make each room appear more spacious and attractive. If a piece of furniture is badly worn, store it temporarily in the attic or at your neighbors.
  3. Walls should be clean and free of smudges, fingerprints and dents. Consider a fresh cost of paint if a good washing doesn't do the trick. Inspect woodwork and wallpaper.
  4. Shampoo rugs and carpets. Floors should be waxed.
  5. Wash windows and sills until clean. Curtains and drapes should be freshly laundered.
  6. Bedrooms should appear neat with attractive spreads and curtains.
  7. Bathrooms should be sparkling clean. Repair caulking in tubs and showers.
  8. Clean and organize the basement, attic and garage.
  9. Repair loose doorknobs, sticking doors and windows, and warped drawers.
  10. Fix leaky faucets and eliminate water discoloration in sinks.
  11. Tighten loose stairs banisters and be sure steps are free of objects.
  12. Light fixtures should be in good repair. Replace discolored or cracked switchplates.
  13. Clean out closets to display their roominess. Be sure clothes are neatly hung and shoes and other objects are tidily arranged.
  14. Take out garbage on a daily basis.
  15. Be responsible for your pets. Clean up any hair or litter and remove the pet during showings, if possible.

Exterior

  1. Since the exterior of your home will be the first thing a prospective buyer experiences, it is very important in creating a good first impression.
  2. Landscaping and planted flowers frame the house and create a warm and inviting charm.
  3. Keep the lawn trimmed and edged. Weed and cultivate flower gardens. Trim shrubs and eliminate dead trees or branches. Pick up any debris, toys and lawn equipment.
  4. Repair any fences or gates. Give them a fresh coat of paint, if necessary.
  5. Paint and repair the exterior, roof, gutters and downspouts.
  6. Wash down driveways and sidewalks. Check them for cracking and crumbling.
  7. Replace any cracked windows and torn screens.
  8. The entrance should be clean and in good repair. The doorbell and front light must be in good working condition.

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